Insurance and Finance Blog

Financing Lasik Surgery {By: Tom Moseley}

Most people who consider having Lasik surgery, or “laser-assisted in situ keratomileusis,”will be confronted with the issue, at some point during the process, of how to finance the surgery. Although many insurance companies cover some of the costs of Lasik, for many people, the remaining costs must be financed.

The total cost of Lasik surgery is a combination of fees from initial consultations, medications, anesthesia, and post-surgery follow-up appointments with the surgeon that performed the Lasik, not to mention the possible additional correction surgeries that might be needed.

The range of cost for each eye is between $1700 and $2500 for Lasik surgery. Additionally, there are some factors which can increase or decrease the cost of this procedure. Bladeless Lasik is an example of a more costly surgery because they use a laser for better accuracy instead of a bladed instrument to perform the operation.

Before deciding on the financing for Lasik surgery, all options should be researched ahead of time. Financing the surgery is the same as financing other things like a home or car; your credit report will be used to determine your creditworthiness and interest rates.

Considered an elective surgery by many insurance companies, Lasik is hardly ever financed entirely by them. However, national Lasik organizations and many employers will offer financing arrangements for the surgery. Another benefit is that you may be able to deduct the financing interest rates and the cost of the surgery on your taxes.

Some creditors offer fixed interest rates and long-term repayment plans for Lasik patients in order to support Lasik surgeons and encourage the popularity of the procedure.

Applying for financing is easy; you can apply over the phone or online. Lasik financing is also typically offered from the clinic performing the procedure and also banks and credit unions.

Some factors associated with financing, such as obtaining the more expensive Lasik surgery, should be considered and might be worthwhile if performed by a competent refractive eye surgeon.

The Lasic Dallas Guide was established to help people learn about the various aspects of Lasik. These facets include how much Lasik Costs in Dallas.



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